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Best Online Stock Trading Brokers for 2018 If you’re looking for a way to build more wealth in 2018, getting started with one of the best online brokerage accounts is a solid first step. Doing so will allow you to invest outside your traditional retirement accounts and on your own terms. The best part is, the best online brokerage firms charge little or no fees and offer excellent resources that can help you learn more about investing along the way. Of course, not all brokerage firms are created equal, and that’s why we took the time to break down each of their details and rank the top options on an array of factors. If you’re looking for a new way to invest this year and are ready to strike out on your own, the following online brokerage accounts should be at the top of your list.What Matters When You Trade Stocks on Your Own? Managing your own money can be a stressful endeavor. To minimize this, and to minimize information overload that tends to come from watching the markets 24/7, there are a few must-haves to look for in an online broker. Clean interface. When I trade, I want to be able to easily find my order entry ticket. I don’t want it buried under a number of drop downs. This interface should have intuitive access to see your balance, available cash, positions with real time P/L and all be easily navigated. Quick access to basic charting. A chart tells me where the stock has been recently. I don’t trade minute to minute anymore, so I don’t need complex tools like stochastics or retracement lines. All that’s important is that I have a basic chart on a yearly, monthly, weekly, daily and intra day time period. I use a chart to see current price relative to those time periods, mainly to avoid purchasing at a bad price. Low fees. One of the biggest roadblocks to building wealth is fees incurred to invest your hard-earned dollars. Because the fees charged by different brokerage firms vary so dramatically, it’s crucial to seek out options that charge low fees (or no fees) for account management and trades. There are over 50 online brokerages where you can open an account. Beyond the my three rules above, best online brokerage accounts aren’t just for trading stocks. Sure, many of them started as online stock trading accounts, but now they’re full-fledged trading, saving, investing, retirement planning, and banking machines. This industry is more complex than the average person thinks. You shouldn’t just pick any online broker and sign up for an account. The best online broker for one person is often completely different for the next person. Use this resource as a guide to your decision process. Figure out what features are best for you, and make your selection. What Makes a Great Online Broker? I analyzed a number of elements to come to my decision on which brokers are the best. Later in this post, I provide full details on how I selected the best online brokerages. When you take all the features, resources, trading platforms, and technology into account (while also considering every type of trader), the full-service brokers, like E*TRADE and TD Ameritrade are the best for the largest number of people. For those simply looking to make cheap trades, I would recommend going with Optionshouse. If you’re a very advanced trader, high-volume trader, or a professional who manages money, I recommend going with Interactive Brokers. However, I didn’t include Interactive Brokers on my list because they’re best for a very small group of traders and the platform is very complex. Top Qualities of Standout Online Trading Platforms Quality trading tools and technology Multiple trading platforms for all levels of traders Excellent mobile trading features Solid navigation that displays the relevant information where you want it Quality educational resources and research for trader development There’s more to selecting an online broker than price. You have to consider the resources you’re getting for the cost you pay per trade. For example, my colleague, who is also an ex-trader, likes to use a combination of stock and options trade in his longer-term trading. He recently switched over to Fidelity because he really liked the cash management features, but was very disappointed by complex order entry, sub-par options execution and frustrating navigation. He’s currently making the switch to one of the brokers I profile here.
Best Online Stock Trading Brokers for 2018 If you’re looking for a way to build more wealth in 2018, getting started with one of the best online brokerage accounts is a solid first step. Doing so will allow you to invest outside your traditional retirement accounts and on your own terms. The best part is, the best online brokerage firms charge little or no fees and offer excellent resources that can help you learn more about investing along the way. Of course, not all brokerage firms are created equal, and that’s why we took the time to break down each of their details and rank the top options on an array of factors. If you’re looking for a new way to invest this year and are ready to strike out on your own, the following online brokerage accounts should be at the top of your list.What Matters When You Trade Stocks on Your Own? Managing your own money can be a stressful endeavor. To minimize this, and to minimize information overload that tends to come from watching the markets 24/7, there are a few must-haves to look for in an online broker. Clean interface. When I trade, I want to be able to easily find my order entry ticket. I don’t want it buried under a number of drop downs. This interface should have intuitive access to see your balance, available cash, positions with real time P/L and all be easily navigated. Quick access to basic charting. A chart tells me where the stock has been recently. I don’t trade minute to minute anymore, so I don’t need complex tools like stochastics or retracement lines. All that’s important is that I have a basic chart on a yearly, monthly, weekly, daily and intra day time period. I use a chart to see current price relative to those time periods, mainly to avoid purchasing at a bad price. Low fees. One of the biggest roadblocks to building wealth is fees incurred to invest your hard-earned dollars. Because the fees charged by different brokerage firms vary so dramatically, it’s crucial to seek out options that charge low fees (or no fees) for account management and trades. There are over 50 online brokerages where you can open an account. Beyond the my three rules above, best online brokerage accounts aren’t just for trading stocks. Sure, many of them started as online stock trading accounts, but now they’re full-fledged trading, saving, investing, retirement planning, and banking machines. This industry is more complex than the average person thinks. You shouldn’t just pick any online broker and sign up for an account. The best online broker for one person is often completely different for the next person. Use this resource as a guide to your decision process. Figure out what features are best for you, and make your selection. What Makes a Great Online Broker? I analyzed a number of elements to come to my decision on which brokers are the best. Later in this post, I provide full details on how I selected the best online brokerages. When you take all the features, resources, trading platforms, and technology into account (while also considering every type of trader), the full-service brokers, like E*TRADE and TD Ameritrade are the best for the largest number of people. For those simply looking to make cheap trades, I would recommend going with Optionshouse. If you’re a very advanced trader, high-volume trader, or a professional who manages money, I recommend going with Interactive Brokers. However, I didn’t include Interactive Brokers on my list because they’re best for a very small group of traders and the platform is very complex. Top Qualities of Standout Online Trading Platforms Quality trading tools and technology Multiple trading platforms for all levels of traders Excellent mobile trading features Solid navigation that displays the relevant information where you want it Quality educational resources and research for trader development There’s more to selecting an online broker than price. You have to consider the resources you’re getting for the cost you pay per trade. For example, my colleague, who is also an ex-trader, likes to use a combination of stock and options trade in his longer-term trading. He recently switched over to Fidelity because he really liked the cash management features, but was very disappointed by complex order entry, sub-par options execution and frustrating navigation. He’s currently making the switch to one of the brokers I profile here.

Pembelajaran Penemuan (Discovery Learning)

Sekilas perihal Discovery Learning (Pembelajarn Penemuan)

Pembelajaran penemuan atau lebih dikenal dalam bahasa Inggris sebagai Discovery Learning (DL) ialah suatu proses aktif pengajaran berbasis inkuiri yang mengajak dan memacu siswa untuk membangun pengetahuan melalui pengalaman sebelumnya yang telah dimiliki dan kemudian mencari informasi gres dan hubungan-hubungan atau pola-pola berdasarkan minat mereka sendiri.
 atau lebih dikenal dalam bahasa Inggris sebagai  Pembelajaran Penemuan (Discovery Learning)
Pembelajaran penemuan ATAU Discovery Learning (DL)


Bagaimanakah Sejarah perihal Discovery Learning (Pembelajaran Penemuan)?

Ahli psikologi dan pengusung teori berguru kognitif Jerome Bruner (1967) ialah orang yang pertama kali menjelaskan prinsip-prinsip belajar inovasi (discovery learning). Ia menjelaskan bagaimana seorang pembelajar membangun pengetahuan berdasarkan pengetahuan atau pengalaman awal. Hampir serupa, para hebat teori berguru kognitif yang lain menyerupai John Dewey, Jean Piget, dan Lev Vygotsky juga sangat menyarankan penggunaan discovery learning alasannya ialah sanggup memacu pembelajar menjadi aktif dalam berpartisipasi pada aktivitas atau proses pembelajaran dengan mengeksplorasi konsep-konsep dan menjawab pertanyaan-pertanyaan melalui pengalaman berguru yang mereka lalui.



Discovery Learning (Pembelajaran Penemuan) dalam Praktik Pembelajaran

Secara khusus tujuan dari pelaksanaan pembelajaran inovasi atau discovery learning ini bergotong-royong ialah untuk memperoleh suatu pemahaman yang lebih mendalam; membangun keterampilan-keterampilan metakognitif; dan memacu keterlibatan penerima didik yang lebih berpengaruh dalam aktivitas pembelajaran. Menurut Nadira Saab, et al., discovery learning atau pembelajaran inovasi ini merupakan sebuah proses inkuiri yang bersifat induktif di mana penerima didik akan melaksanakan eksperimen, sebagaimana yang disebut sebagai metode ilmiah. Pada aktivitas eksperimennya ini, pembelajar akan akan mengidentifikasi variabel-variabel, mengumpulkan data, dan menginterpretasikan data. Selanjtnya pada tahapan berikutnya pembelajar akan mengajukan hipotesis dengan tujuan untuk mendeskripsikan dan memahami hubungan-hubungan antar konsep-konsep. Pada akhirnya, proses ini yang berlangsung secara bersiklus, pembelajar akan menginterpretasikan data, menolak atau mendapatkan hipotesis, dan menciptakan kesimpulan-kesimpulan berdasarkan informasi yang dikumpulkannya.


Serupa dengan Nadira Saab, et al., Faye Borthick dan Donald Jones mengusulkan bahwa pada discovery learning itu, penerima didik akan berguru mengenali masalah, mengkarakterisasi menyerupai apa solusinya nanti, mencari informasi yang relevan, menyebarkan suatu taktik pemecahan masalah, dan melaksanakan taktik yang telah dipilihnya tersebut untuk menuntaskan masalah.

Karakteristik dan Ciri-Ciri Discovery Learning (Pembelajaran Penemuan) Menurut Para Ahli

Selanjtnya, Tracy Bicknell-Holmes dan Paul Hoffman menjelaskan bahwa pembelajaran inovasi atau discovery learning itu memiliki 3 karakteristik utama yaitu: adanya eksplorasi dan pemecahan masalah; aktivitas pembelajarn yang berpusat pada siswa dan berbasis minat siswa; serta adanya scaffolding (perancahan) terhadap informasi-informasi gres yang diterima siswa.

Seorang hebat yang berjulukan Joyce Castronova telah mengidentifikasi 5 karakteristik pembelajaran inovasi yang menciptakan discovery learning  (pembelajaran penemuan) berbeda dengan model-model pembelajaran tradisional. Adapun kelima karakteristik atau ciri-ciri berdasarkan Joyce Castronova ialah sebagai berikut:
  1. Pembelajaran bersifat aktif  dan pembelajar harus berpartisipasi dalam aktivitas (hands on) dan pemecahan problem alih-alih sekedar transfer pengetahuan dari guru.
  2. Discovery learning juga mementingkan proses pembelajaran, tidak hanya pada produk atau hasil belajar, sehingga memacu penguasaan (mastery) dan penggunaan pengetahuan yang gres diperoleh tersebut atau mengaplikasikannya pada situasi baru.
  3. Pembelajar akan berguru dari kesalahan-kesalahan yang dibuatnya, dan dalam pembelajaran inovasi (discovery learning), mereka akan menjadi menguasainya dan terus mencari pemecahan problem yang diperlukan.
  4. Umpan balik (feedback) ialah salah satu bab penting dalam pelaksanaan discovery learning, sementara itu kerja sama dan diskusi akan membantu meningkatkan pemahaman pembelajar.
  5. Pembelajaran inovasi (discovery learning) sanggup memuaskan rasa ingin tahu insan yang selalu ada dan merupakan sifat alamiah setiap orang.

Beberapa Model Pembelajaran yang Sejenis dengan Discovery Learning

Berikut ini ialah beberapa model pembelajaran yang menyerupai atau homogen dengan discovery learning (pembelajaran penemuan):
  • eksperimen
  • eksplorasi
  • pembelajaran berbasis simulasi
  • pembelajaran berbasis problem (problem based learning)
  • pembelajaran berbasis inkuiri (inquiry based learning)
  • webquests, dsb.
Baca Juga: Tips Melaksanakan Pembelajaran Berbasis Proyek

Kritik dan Dukungan terhadap Discovery Learning (Pembelajaran Penemuan)

Ada beberapa pendapat yang mengkritik pembelajaran penemuan. Tentunya hal ini sangat masuk akal alasannya ialah tak ada satupun model atau pendekatan pembelajaran yang tepat atau yang terbaik untuk mendukung berguru penerima didik. Ada pula banyak pendapat yang mendukung dilaksanakannya discovery learning dalam pembelajaran di sekolah. Berikut selengkapnya.

Kritik terhadap discovery learning terutama berkaitan dengan kenyataan bahwa pada beberapa siswa mengalami kesulitan untuk berguru dengan discovery learning alasannya ialah mereka membutuhkan pembelajaran yang lebih terstruktur. Menurut beberapa ahli, pada kenyataannya discovery learning juga sanggup menjadikan kemungkinan terjadinya misunderstanding (keliru paham), dan model pembelajaran inovasi ini sanggup menyulitkan guru untuk mengenali dan membantu pembelajar atau siswa-siswa yang mengalami kesulitan atau kendala selama proses pembelajarannya.

Sementara itu pendapat-pendapat yang mendukung dilaksanakannya discoery learning antara lain: bahwa discovery learning sanggup menciptakan siswa terlibat secara aktif selama proses pembelajaran; memotivasi siswa untuk berpartisipasi; melecutkan atonomi dan kebebasan (tidak bergantung pada guru); membangun kreativitas dan kemampuan memecahkan masalah; serta sanggup menyediakan pengalaman berguru yang lebih bersifat individual sesuai kebutuhan pembelajar.
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