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Best Online Stock Trading Brokers for 2018 If you’re looking for a way to build more wealth in 2018, getting started with one of the best online brokerage accounts is a solid first step. Doing so will allow you to invest outside your traditional retirement accounts and on your own terms. The best part is, the best online brokerage firms charge little or no fees and offer excellent resources that can help you learn more about investing along the way. Of course, not all brokerage firms are created equal, and that’s why we took the time to break down each of their details and rank the top options on an array of factors. If you’re looking for a new way to invest this year and are ready to strike out on your own, the following online brokerage accounts should be at the top of your list.What Matters When You Trade Stocks on Your Own? Managing your own money can be a stressful endeavor. To minimize this, and to minimize information overload that tends to come from watching the markets 24/7, there are a few must-haves to look for in an online broker. Clean interface. When I trade, I want to be able to easily find my order entry ticket. I don’t want it buried under a number of drop downs. This interface should have intuitive access to see your balance, available cash, positions with real time P/L and all be easily navigated. Quick access to basic charting. A chart tells me where the stock has been recently. I don’t trade minute to minute anymore, so I don’t need complex tools like stochastics or retracement lines. All that’s important is that I have a basic chart on a yearly, monthly, weekly, daily and intra day time period. I use a chart to see current price relative to those time periods, mainly to avoid purchasing at a bad price. Low fees. One of the biggest roadblocks to building wealth is fees incurred to invest your hard-earned dollars. Because the fees charged by different brokerage firms vary so dramatically, it’s crucial to seek out options that charge low fees (or no fees) for account management and trades. There are over 50 online brokerages where you can open an account. Beyond the my three rules above, best online brokerage accounts aren’t just for trading stocks. Sure, many of them started as online stock trading accounts, but now they’re full-fledged trading, saving, investing, retirement planning, and banking machines. This industry is more complex than the average person thinks. You shouldn’t just pick any online broker and sign up for an account. The best online broker for one person is often completely different for the next person. Use this resource as a guide to your decision process. Figure out what features are best for you, and make your selection. What Makes a Great Online Broker? I analyzed a number of elements to come to my decision on which brokers are the best. Later in this post, I provide full details on how I selected the best online brokerages. When you take all the features, resources, trading platforms, and technology into account (while also considering every type of trader), the full-service brokers, like E*TRADE and TD Ameritrade are the best for the largest number of people. For those simply looking to make cheap trades, I would recommend going with Optionshouse. If you’re a very advanced trader, high-volume trader, or a professional who manages money, I recommend going with Interactive Brokers. However, I didn’t include Interactive Brokers on my list because they’re best for a very small group of traders and the platform is very complex. Top Qualities of Standout Online Trading Platforms Quality trading tools and technology Multiple trading platforms for all levels of traders Excellent mobile trading features Solid navigation that displays the relevant information where you want it Quality educational resources and research for trader development There’s more to selecting an online broker than price. You have to consider the resources you’re getting for the cost you pay per trade. For example, my colleague, who is also an ex-trader, likes to use a combination of stock and options trade in his longer-term trading. He recently switched over to Fidelity because he really liked the cash management features, but was very disappointed by complex order entry, sub-par options execution and frustrating navigation. He’s currently making the switch to one of the brokers I profile here.
Best Online Stock Trading Brokers for 2018 If you’re looking for a way to build more wealth in 2018, getting started with one of the best online brokerage accounts is a solid first step. Doing so will allow you to invest outside your traditional retirement accounts and on your own terms. The best part is, the best online brokerage firms charge little or no fees and offer excellent resources that can help you learn more about investing along the way. Of course, not all brokerage firms are created equal, and that’s why we took the time to break down each of their details and rank the top options on an array of factors. If you’re looking for a new way to invest this year and are ready to strike out on your own, the following online brokerage accounts should be at the top of your list.What Matters When You Trade Stocks on Your Own? Managing your own money can be a stressful endeavor. To minimize this, and to minimize information overload that tends to come from watching the markets 24/7, there are a few must-haves to look for in an online broker. Clean interface. When I trade, I want to be able to easily find my order entry ticket. I don’t want it buried under a number of drop downs. This interface should have intuitive access to see your balance, available cash, positions with real time P/L and all be easily navigated. Quick access to basic charting. A chart tells me where the stock has been recently. I don’t trade minute to minute anymore, so I don’t need complex tools like stochastics or retracement lines. All that’s important is that I have a basic chart on a yearly, monthly, weekly, daily and intra day time period. I use a chart to see current price relative to those time periods, mainly to avoid purchasing at a bad price. Low fees. One of the biggest roadblocks to building wealth is fees incurred to invest your hard-earned dollars. Because the fees charged by different brokerage firms vary so dramatically, it’s crucial to seek out options that charge low fees (or no fees) for account management and trades. There are over 50 online brokerages where you can open an account. Beyond the my three rules above, best online brokerage accounts aren’t just for trading stocks. Sure, many of them started as online stock trading accounts, but now they’re full-fledged trading, saving, investing, retirement planning, and banking machines. This industry is more complex than the average person thinks. You shouldn’t just pick any online broker and sign up for an account. The best online broker for one person is often completely different for the next person. Use this resource as a guide to your decision process. Figure out what features are best for you, and make your selection. What Makes a Great Online Broker? I analyzed a number of elements to come to my decision on which brokers are the best. Later in this post, I provide full details on how I selected the best online brokerages. When you take all the features, resources, trading platforms, and technology into account (while also considering every type of trader), the full-service brokers, like E*TRADE and TD Ameritrade are the best for the largest number of people. For those simply looking to make cheap trades, I would recommend going with Optionshouse. If you’re a very advanced trader, high-volume trader, or a professional who manages money, I recommend going with Interactive Brokers. However, I didn’t include Interactive Brokers on my list because they’re best for a very small group of traders and the platform is very complex. Top Qualities of Standout Online Trading Platforms Quality trading tools and technology Multiple trading platforms for all levels of traders Excellent mobile trading features Solid navigation that displays the relevant information where you want it Quality educational resources and research for trader development There’s more to selecting an online broker than price. You have to consider the resources you’re getting for the cost you pay per trade. For example, my colleague, who is also an ex-trader, likes to use a combination of stock and options trade in his longer-term trading. He recently switched over to Fidelity because he really liked the cash management features, but was very disappointed by complex order entry, sub-par options execution and frustrating navigation. He’s currently making the switch to one of the brokers I profile here.

Asal-Usul Dan Sifat-Sifat Air Tanah


Adalah hal yang mutlak bagi para birokrat pengelola sumber daya air (tanah), untuk memahami asal-usul (origin) dan sifat-sifat (nature) air tanah, semoga tidak terjadi kesalah-pengertian wacana sumberdaya yang dikelola. Kesalah-pengertian tersebut akan menjadikan tujuan mewujudkan kemanfaatan air tanah terutama bagi kaum miskin pengelolaan tidak mencapai sasarannya, bahkan justru akan menimbulkan dampak yang merugikan bagi keterdapatan air tanah itu sendiri serta kaum miskin tersebut.

Hal-hal pokok yang perlu dipahami wacana asal-usul dan sifat-sifat air tanah yakni :

(1) Pembentukan Air Tanah 
Air tanah yakni semua air yang terdapat di bawah permukaan tanah pada lajur/zona jenuh air (zone of saturation). Air tanah terbentuk berasal dari air hujan dan air permukan , yang meresap (infiltrate) mula-mula ke zona tak jenuh (zone of aeration) dan kemudian meresap makin dalam (percolate) hingga mencapai zona jenuh air dan menjadi air tanah. 


Air tanah yakni salah satu faset dalam daur hidrologi , yakni suatu bencana yang selalu berulang dari urutan tahap yang dilalui air dari atmosfer ke bumi dan kembali ke atmosfer; penguapan dari darat atau maritim atau air pedalaman, pengembunan membentuk awan, pencurahan, pelonggokan dalam tanih atau tubuh air dan penguapan kembali (Kamus Hidrologi, 1987). 


Dari daur hidrologi tersebut sanggup dipahami bahwa air tanah berinteraksi dengan air permukaan serta komponen-komponen lain yang terlibat dalam daur hidrologi termasuk bentuk topografi, jenis batuan penutup, penggunaan lahan, tetumbuhan penutup, serta insan yang berada di permiukaan. 


Air tanah dan air permukaan saling berkaitan dan berinteraksi. Setiap agresi (pemompaan, pencemaran dll) terhadap air tanah akan menunjukkan reaksi terhadap air permukaan, demikian sebaliknya. 

(2) Wadah Air Tanah
Suatu gugusan geologi yang memiliki kemampuan untuk menyimpan dan melalukan air tanah dalam jumlah berarti ke sumur-sumur atau mata air – mata air disebut akuifer. Lapisan pasir atau kerikil yakni salah satu gugusan geologi yang sanggup bertindak sebagai akuifer. Wadah air tanah yang disebut akuifer tersebut dialasi oleh lapisan lapisan batuan dengan daya meluluskan air yang rendah, contohnya lempung, dikenal sebagai akuitard. 


Lapisan yang sama sanggup juga menutupi akuifer, yang menjadikan air tanah dalam akuifer tersebut di bawah tekanan (confined aquifer). Di beberapa kawasan yang sesuai, pengeboran yang menyadap air tanah tertekan tersebut menjadikan air tanah muncul ke permukaan tanpa membutuhkan pemompaan. Sementara akuifer tanpa lapisan epilog di atasnya, air tanah di dalamnya tanpa tekanan (unconfined aquifer), sama dengan tekanan udara luar. 


Semua akuifer memiliki dua sifat yang mendasar: (i) kapasitas menyimpan air tanah dan (ii) kapasitas mengalirkan air tanah. Namun demikaian sebagai hasil dari keragaman geologinya, akuifer sangat bermacam-macam dalam sifat-sifat hidroliknya (kelulusan dan simpanan) dan volume tandoannya (ketebalan dan sebaran geografinya). Berdasarkan sifat-sifat tersebut akuifer sanggup mengandung air tanah dalam jumlah yang sangat besar dengan sebaran yang luas hingga ribuan km2 atau sebaliknya.

Ditinjau dari kedudukannya terhadap permukaan, air tanah sanggup disebut (i) air tanah dangkal (phreatic), umumnya berasosiasi dengan akuifer tak tertekan, yakni yang tersimpan dalam akuifer bersahabat permukaan hingga kedalaman – tergantung komitmen – 15 hingga 40 m. (ii) air tanah dalam, umumnya berasosiasi dengan akuifer tertekan, yakni tersimpan dalam akuifer pada kedalaman lebih dari 40 m (apabila komitmen air tanah dangkal hingga kedalaman 40 m). Air tanah dangkal umumnya dimanfaatkan oleh masyarakat (miskin) dengan menciptakan sumur gali, sementara air tanah dalam dimanfaatkan oleh kalangan industri dan masyarakat berpunya. 

Sebaran akuifer serta pengaliran air tanah tidak mengenal batas-batas kewenangan administratif pemerintahan. Suatu wilayah yang dibatasi oleh batasan-batasan geologis yang mengandung satu akuifer atau lebih dengan penyebaran luas, disebut cekungan air tanah.

(3) Pengaliran dan Imbuhan Air Tanah
Air tanah sanggup terbentuk atau mengalir (terutama secara horisontal), dari titik /daerah imbuh (recharge), seketika itu juga pada ketika hujan turun, hingga membutuhkan waktu harian, mingguan, bulanan, tahunan, puluhan tahun, ratusan tahun, bahkan ribuan tahun,, tinggal di dalam akuifer sebelum muncul kembali secara alami di titik/daerah luah (discahrge), tergantung dari kedudukan zona jenuh air, topografi, kondisi iklim dan sifat-sifat hidrolika akuifer. Oleh lantaran itu, jikalau dibandingkan dalam kerangka waktu umur rata-rata manusia, air tanah bekerjsama yakni salah satu sumber daya alam yang tak terbarukan. 


Saat ini di daerah-daerah perkotaan yang pemanfaatan air tanah dalamnya sudah sangat intensif, ibarat di Jakarta, Bandung, Semarang, Denpasar, dan Medan, muka air tanah dalam (piezometic head) umumnya sudah berada di bawah muka air tanah dangkal (phreatic head). Akibatnya terjadi perubahan teladan imbuhan, yang sebelumnya air tanah dalam memasok air tanah dangkal (karena piezometic head lebih tinggi dari phreatic head), ketika ini justru sebaliknya air tanah dangkal memasok air tanah dalam. 

Jika jumlah total pengambilan air tanah dari suatu sistem akuifer melampaui jumlah rata-rata imbuhan, maka akan terjadi penurunan muka air tanah secara menerus serta pengurangan cadangan air tanah dalam akuifer. (Seperti halnya fatwa uang tunai ke dalam tabungan, jikalau pengeluaran melebihi pemasukan, maka saldo tabungan akan terus berkurang). Jika ini hal ini terjadi, maka kondisi demikian disebut pengambilan berlebih (over exploitation) , dan penambangan air tanah terjadi.

(4). Mutu Air Tanah 
Sifat fisika dan komposisi kimia air tanah yang memilih mutu air tanah secara alami sangat dipengaruhi oleh jenis litologi penyusun akuifer, jenis tanah/batuan yang dilalui air tanah, serta jenis air asal air tanah. Mutu tersebut akan berubah manakala terjadi intervensi insan terhadap air tanah, ibarat pengambilan air tanah yang berlebihan, pembuangan libah, dll

Air tanah dangkal rawan (vulnerable) terhadap pencemaran dari zat-zat pencemar dari permukaan. Namun lantaran tanah/batuan bersifat melemahkan zat-zat pencemar, maka tingkat pencemaran terhadap air tanah dangkal sangat tergantung dari kedudukan akuifer, besaran dan jenis zat pencemar, serta jenis tanah/batuan di zona takjenuh, serta batuan penyusun akuifer itu sendiri. 

Mengingat perubahan teladan imbuhan, maka air tanah dalam di daerah-daerah perkotaan yang telah intensif pemanfaatan air tanahnya, menjadi sangat rawan pencemaran, apabila air tanah dangkalnya di daerah-daerah tersebut sudah tercemar. Air tanah yang terkontaminasi yakni pembawa bibit-bibit penyakit yang berasal dari air (water born diseases).
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